Terms and Conditions

Effective Date: 09/02/2025
Last Updated:  09/02/2025

Welcome to AllSaintsFinancial.net (“Company,” “we,” “our,” “us”). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree, please do not use our website.

1. Use of Website

• The content on this site is for informational and educational purposes only and should not be considered financial, legal, tax, or investment advice.

• You are responsible for ensuring that any information, products, or services available through this site meet your needs.

• Unauthorized use of this site may give rise to claims for damages and/or be a criminal offense.

2. Financial Disclaimer

• AllSaintsFinancial.net provides general information and tools to help users understand financial concepts.

• We do not guarantee financial outcomes. Any decisions you make are your responsibility.

• Past performance of financial strategies or products does not guarantee future results.

3. No Client-Advisor Relationship

• Use of this site does not create a client relationship between you and All Saints Financial.

• To become a client, a written agreement signed by both parties is required.

4. Intellectual Property

• All text, logos, graphics, videos, and other content on this site are the property of All Saints Financial unless otherwise stated.

• You may not copy, reproduce, distribute, or exploit any content without our written permission.

5. Third-Party Links

• This site may contain links to third-party websites. We are not responsible for their content, accuracy, or practices.

• Visiting these sites is at your own risk.

6. Limitation of Liability

• We are not liable for any direct, indirect, incidental, or consequential damages resulting from your use of this site.

• This includes, but is not limited to, loss of profits, data, or business opportunities.

7. User Responsibilities

• You agree not to use this website for any unlawful purpose or in violation of these Terms.

• You agree not to upload or transmit viruses, spam, or harmful content.

8. Privacy Policy

• Your use of this site is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

9. Governing Law

• These Terms shall be governed by and construed in accordance with the laws of the State of Arkansas, United States (unless otherwise required by law).

10. Changes to Terms

• We reserve the right to update or modify these Terms at any time without notice.

• Continued use of this site after changes are posted constitutes acceptance of the updated Terms.

11. Contact Information

For any questions regarding these Terms and Conditions, please contact us at:

All Saints Financial
📧 allsaintsfinancial@gmail.com
🌐 AllSaintsFinancial.net

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Privacy Policy

Effective Date: 09/02/2025
Last Updated:  09/02/2025

All Saints Financial (“Company,” “we,” “our,” “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit AllSaintsFinancial.net.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, employment information, financial details you provide for consultations.

• Non-Personal Information: Browser type, IP address, device information, and site usage data.

• Cookies & Tracking: We may use cookies and similar technologies to improve user experience.

2. How We Use Your Information

We use the information we collect for:

• Providing financial education, tools, and consultation services.

• Scheduling and managing appointments.

• Sending important updates, newsletters, or promotional materials (you may opt out at any time).

• Improving our website and services.

• Complying with legal and regulatory requirements.

3. Sharing Your Information

We do not sell, rent, or trade your personal information.
We may share information with:

• Service Providers who help operate our website or provide services on our behalf.

• Legal Authorities if required to comply with law, regulation, or legal process.

• Business Transfers in case of a merger, acquisition, or sale of assets.

4. Data Security

• We use administrative, technical, and physical safeguards to protect your information.

• While we take steps to secure data, we cannot guarantee 100% security of information transmitted online.

5. Your Privacy Rights

Depending on your location, you may have rights to:

• Access, update, or delete your personal information.

• Opt out of marketing communications.

• Request limits on how we process your data.

To exercise these rights, contact us at allsaintsfinancial@gmail.com.

6. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies separately.

7. Children’s Privacy

Our services are not directed toward children under 18. We do not knowingly collect information from minors.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted here with a new “Last Updated” date.

9. Contact Us

If you have questions about this Privacy Policy, please contact:

All Saints Financial
📧 allsaintsfinancial@gmail.com
🌐 AllSaintsFinancial.net